Job Description:
The Member Service Representative (MSR) II is a crucial position tasked with providing credit union members with exceptional financial services and support. Through a variety of channels, this position requires the identification and development of a network of member contacts in order to generate financial opportunities and boost sales. As part of the Partner’s Sales and Service Member program, duties include making outbound calls, processing a wide range of financial transactions, and anticipating changes in members’ banking requirements so they can recommend appropriate financial solutions.
In addition, the MSR II will mentor other team members, process consumer loans, and cross-sell products and services to advance the credit union’s goals. This position manages new memberships and account services and educates members on financial responsibility with expert-level product knowledge. Other essential responsibilities include ensuring compliance with quality control standards, assisting with branch operations, providing notary services, and guaranteeing medallion signatures. Flexibility and the ability to anticipate and effectively address potential issues are essential for this position.
Essential Obligations:
Lead Generation and Networking: To create financial opportunities, identify and cultivate a member contact network through qualified leads, referrals, telephone canvassing, and face-to-face interaction.
Process a wide range of financial transactions for credit union members, including deposits, withdrawals, transfers, payments, and check cashing, as part of the Partners Sales and Service program. Outbound Member Service and Sales
Member Needs and Financial Solutions: Be on the lookout for alterations in the life events of your members as well as their banking requirements in order to suggest appropriate financial services.
Cross-Selling and Promotion: Use your advisory skills to promote the credit union’s goals and promotions and cross-sell additional products and services to build stronger relationships with members and boost profits.
Processing Loans and Mentoring: Process consumer loans, guarantee the quality of loan documentation, and instruct other MSRs in best practices.
Product Knowledge and Member Education: Credit union members are taught financial responsibility by using expert-level product knowledge to explain the features and benefits of credit union services.
Management of Membership Accounts: Process new memberships, open accounts, and take care of service requests like certificates, more share accounts, savings services, checking, and money market accounts.
Compliance and Quality Control: Check to see that all membership documents meet quality control standards, such as those set by CIP, OFAC, and ChexSystems, among others.
Responsibilities for Branch Operations and Notaries include providing notary services and medallion signature guarantees, assisting the Member Experience Manager with the Internal Verification Program, completing departmental projects and reports, remaining adaptable to meet branch requirements, and more.
SKILLS AND KNOWLEDGE Education Level: (Required) High School or GED, as well as years of relevant work experience: 3 to 5 years Language Proficiencies: Certifications, licenses, and registrations in Spanish are preferred. Preferred?
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NMLS Certification Medallion Signature Guarantee Certification Ability to use a personal computer and related software applications, including Microsoft Outlook (specify for job location) Yes, you have used Episys, Springboard, and Verafin. Yes, you have these abilities and behaviors: Excellent customer service and conflict resolution skills; Strong problem-solving and decision-making skills; Clear and open communication skills; Flexibility; adapts quickly to change; excellent time management skills and the capacity to multitask; organized and responsible; takes initiative and works independently Strong teamwork skills Requires two years of experience in credit unions and the financial industry
• A minimum of two years’ experience working with cash dispensers and teller cash handling is required.
• Prior sales experience is preferred.
• Prior supervisory experience preferred Performance Standards • Balancing Standards • Balancing Percentage • Member Satisfaction • Transaction Quality • Partners Home Mortgage Referrals (Total Referrals / Qualified Referrals) • Partners Wealth Management (Total Referrals / Qualified Referrals) • Review Membership Applications (Membership Officer) • Core Product Qualified Referrals (Checking, Certificates, MMA, and Consumer Loans) • Autoland / Auto Advisor referral
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